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Regular Checking

• Free Checking:

  • No Service Fees
  • No Limit on Number of Checks
  • Duplicate Checks required - (Images not provided in monthly statement)
  • $100 Initial Deposit required

• Regular Checking:

  • No Limit on Number of Checks
  • $100 Initial Deposit required
  • Images of checks provided in each statement
  • Fees are as Follows for Minimum Account Balance

    	$0	-	99.99	$5.00
    	$100	-	199.99	$4.00
    	$200	-	299.99	$3.00
    	$300	-	399.99	$2.00
    	$400	-	499.99	$1.00
    	$500	&	above	Free

• Student or Senior Checking

  • Free Checking to students and seniors 65 and over
  • $100 Initial Deposit Required

• Business Checking

  • Monthly Base Charge of $1.50
  • Fees: $.05 per item (checks, deposits, and deposited items)
  • Credits: $.10 per $100 of average collected balance

• Small Business Checking

  • $100.00 Initial Deposit required
  • No limit on the number of checks written
  • Images of checks provided with monthly statement
  • One free business debit card per account
  • No monthly service fee for balances over $500.00
  • Monthly fees are as follows for minimum account balances:

  	$0	-	99.99	$5.00
  	$100	-	199.99	$4.00
  	$200	-	299.99	$3.00
  	$300	-	399.99	$2.00
  	$400	-	499.99	$1.00
  	$500	&	Above	Free

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  Interest Checking

  • Now Account

    • $500.00 Initial Deposit Required
    • No monthly service fees for balances over $500.00
    • An excess items fee of $.25/check after 20 checks per statement cycle
    • No interest paid for balances below $500
    • Fees for balances below $500.00:

      	$0	-	99.99	$5.00
      	$100	-	199.99	$4.00
      	$200	-	299.99	$3.00
      	$300	-	399.99	$2.00
      	$400	-	499.99	$1.00

    • Interest Rate & Annual Percentage Yield may change at any time

  • Super Now Account

    • An initial deposit of at least $2,500.00 is required.
    • Interest and Annual Percentage Yield may change at any time.
    • An excess item fee of $.25/check after 20 checks per statement cycle
    • No interest will be paid if the balance falls below $500.00
    • A fee of $10.00 will be charged if balance falls below the $2,500.00
    • Corporation, Partnership, Association, or Other Organizations Operated for Profit are NOT Eligible for a Now or Super Now Account

  • 50+ Interest Checking

    • $10,000 of free accidental death insurance
    • Free Basic Club Wallet Style checks
    • $200.00 Initial Deposit
    • $5.00 Fee if Balance falls below $200.00 during statement cycle
    • No Interest is Paid if balance falls below $200.00
    • Interest Rate & Annual Percentage Yield may change at any time

  *We request 2 Forms of Identification to open an account (Current DL, SS Card, etc)
  **We also request Proof of your Current Address (If not on current ID, a Bill w/ current address)