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The following ATM’s are available for all SSB Customer to use without a withdrawal fee.
| ATM City | KANSAS LOCATIONS Institution Name | ATM Location |
| Andale | First National Bank of Southern Kansas | 6206 N. 247th St W. 145 Andale Road |
| Belle Plaine | Valley State Bank | 502 North Merchant |
| Bentley | The Halstead Bank | 101 N. Wichita |
| Canton | Citizens State Bank | 100 N. Main |
| Cimarron | First National Bank | 108 E. Avenue A |
| Claflin | First Kansas Bank | 123 Main |
| Colby | Bankwest of Kansas | 295 N Franklin |
| Copeland | Montezuma State Bank | 212 Sante Fe |
| Derby | Valley State Bank | 330 E. Madison |
| Dodge City | Centera Bank | 2200 N. 14th |
| Emporia | Marion National Bank | 1448 Industrial Road |
| Ensign | Montezuma State Bank | 108 Custer |
| Garden City | Garden City State Bank | 1910 E. Mary |
| Garden City | Valley State Bank | 511 N Campus Drive |
| Goddard | First National Bank | 18400 Kellogg Dr |
| Goessel | Citizens State Bank | 600 E. Main |
| Goodland | Bankwest of Kansas | 123 W. 10th Street 2710 Commerce Road ** |
| Great Bend | First Kansas Bank | 4001 10th St. 1000 Main St. |
| Greensburg | Centera Bank | 302 E. Kansas |
| Halstead | The Halstead Bank | 314 Main 329 Main |
| Hanston | Hanston State Bank, A Branch of Bank of Hays | 102 N. Logan |
| Hays | Bank of Hays | 1000 W. 27th |
| Hesston | Citizens State Bank | 201 N. Main 309 S. Main |
| Hill City | Farmers & Merchants Bank of Hill City | 120 East Main |
| Hoisington | First Kansas Bank | 101 N. Main 818 N. Elm ** |
| Hoisington | Wilson State Bank | 201 N Main |
| Holcomb | First National Bank | 401 N. Henderson |
| Hutchinson Peoples Bank & Trust 1020 N. Main | 1000 W. 30th ** | 601 E. 30th |
| Ingalls | First National Bank | 107 S Main Street |
| Inman | Peoples Bank & Trust | 215 S Main |
| Johnson | Johnson State Bank | 202 S. Main |
| Lewis | HSB Bank-Lewis, A Branch of Bank of Hays | 217 S. Main |
| Lindsborg | Peoples Bank & Trust | 201 S Main 215 Harrison St 335 E Swenson St |
| Macksville | St. John National Bank | 130 North Main |
| Maize | The Halstead Bank | 4001 N Maize Road |
| Marion | Marion National Bank | 302 E. Main |
| Marquette | Farmers State Bank | 205 N Washington |
| McPherson | Citizens State Bank | 205 S. Centennial Drive |
| McPherson | Home State Bank | 1300 N. Main 104 S. Centennial 1776 Centennial – Hospira 218 N. Maple |
| McPherson | Peoples Bank & Trust | 101 S. Main 1320 N. Main 1000 Hospital Dr |
| Minneola | Centera Bank | 113 Main Street |
| Montezuma | Montezuma State Bank | 209 N. Aztec |
| Moundridge | Citizens State Bank | 201 S. Christian |
| Mount Hope | First National Bank | 100 N. Ohio |
| Newton | Citizens State Bank | 1701 S Kansas 2315 S Kansas Ave |
| Russell | United National Bank | 17 ½ Fossil |
| Russell | Wilson State Bank | 565 S Fossil ** 1410 Fossil ** 200 S. Main Street ** |
| St. Francis | Bankwest of Kansas | 121 West Washington ** |
| St. John | St. John National Bank | 116 E. 3rd |
| Satanta | Centera Bank | 218 Sequoyah |
| So. Hutchinson | Peoples Bank & Trust | 1515 S. Main ** |
| Stockton | The Stockton National Bank | 123 N. Cedar |
| Sublette | Centera Bank | 119 S. Inman |
| Syracuse | Valley State Bank | Ave B and Barber |
| Ulysses | Johnson State Bank | 220 E. Oklahoma |
| Valley Center | The Halstead Bank | 101 West Industrial |
| Wellington | Security State Bank | 101 N Washington Ave 2022 E 16th Street |
| Whitewater | Bank of Whitewater | 201 S Main ** |
| Wichita | Southwest National Bank | 225 S. Armour 454 S. Tracy 2150 Woodrow (walk-up & drive-up) 2700 West 13th 157 North Emporia |
| Wichita | Valley State Bank | 5310 S. Broadway |
| Wilson | Wilson State Bank | 422 26th Street ** |
| Yoder | Peoples Bank & Trust | 9810 S Main Street ** |
| ATM City | MISSOURI LOCATIONS Institution Name |
ATM Location |
| Billings | Bank of Billings | 202 NE Hwy 60 |
| Bolivar | Bank of Bolivar | 495 S. Springfield 2126 W. Broadway |
| Fair Grove | Bank of Bolivar | 40 North Main |
| Houston | The Bank of Houston | 404 S Grand |
| Marionville | Bank of Billings | 129 S Highway 60 |
| Springfield | Bank of Bolivar | 2920 E Chestnut Expressway |
** Due to software limitations, you may see the surcharge screen at the ATM. If you see the surcharge screen, you will need to approve the surcharge to continue. The surcharge will be removed when the transaction is approved.