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Loan Accounts


Select the type of loan you would like more information about.

Loans

Consumer Loans- Please bring the following information with you when applying for a consumer loan; Proof of Income (Tax Return, Last 2 Paystubs, Personal Financial Statement), evidence of insurance (if applicable), if you are not a current customer we also require that you provide a copy of driver's license (or other state issued photo ID), and Social Security card. We also require that you complete a new application for each loan.

Consumer Installment Loans:

Automobiles- Purchase or refinance, down payment and interest rate based upon credit worthiness. Terms may vary (depending upon vehicle purchased).
Appliances- Purchase only, down payment required
Household Needs- Down payment and interest rate based upon credit worthiness
Medical Bills- Down payment and interest rate based upon credit worthiness
Debt Consolidation- Down payment and interest rate based upon credit worthiness

Agriculture Loans:

We make loans for operating expenses, machinery purchase/refinance, crop production, cattle production (cow/calf, feeders), warehouse receipts. Terms and conditions based upon credit worthiness.

Business/Commercial Loans:

We make loans for operating expenses, machinery/equipment purchases, and inventory. Terms and conditions based upon credit worthiness.


ALL LOAN APPLICATIONS

[  ] Copy of your purchase contract, signed by all parties (purchase transaction).
[  ] Copy of paystub(s), covering the last 30 days, for all applicants (with SS# and YTD information).
[  ] Copy W-2 forms for the last two years, for each applicant.
[  ] Copy of bank statements for the past three months, for all checking and savings accounts.
[  ] Name, address, and phone number of landlord for the last 24 months.
[  ] Copy of 401K and IRA statements (if applicable).
[  ] Copy of investment account statements for the past three months (if applicable).
[  ] A check for payment of applicable fees (credit report and appraisal) $350.00.


SELF-EMPLOYED, COMMISSION INCOME, UNREIMBURSED BUSINESS EXPENSE OR CORPORATE OWNERSHIP

[  ] Last 2 years Personal AND Business Federal Tax Returns (Signed in BLUE ink), all schedules must be included.
[  ] Last 2 years Personal Federal Tax Returns ALL schedules included (Signed in BLUE ink) for Commission Income.
[  ] Last 2 years Corporate Tax Returns if 25% Ownership in a Corporation.
[  ] Last 2 years Personal Federal Tax Returns ALL Schedules included (Signed in BLUE ink) for employment that has Unreimbursed Business Expenses.

IF YOU HAVE DECLARED BANKRUPTCY IN THE LAST 7 YEARS

[  ] Copy of Petition/Decree, Schedule of Creditors and Copy of Discharge.
[  ] Please write a letter of explanation on why you filed bankruptcy.

MISCELLANEOUS ITEMS

[  ] If you have graduated from college during the last two years, please enclose a copy of your transcripts and diploma.
[  ] If during the past 2 years you have a gap in your employment of 30 days or more, please include a letter explaining the reason for the gap in employment.
[  ] If you have rental property, we will need a copy of your current lease and copies of your last 2 years signed federal tax returns (please sign in BLUE ink). Also provide current loan information for the mortgage on this property.

NMLS (Nationwide Mortgage Licensing System) NUMBERS

SECURITY STATE BANK 451629
JON OTT 525774
DANIELLE BUSTRAAN 857997
JODIE HEATH 854243
TODD PRAY 755826




Security State Bank • 101 N Washington Ave. • Wellington, Kansas 67152 • ph. (620) 326-7417

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