Select the type of loan you would like more information about.
Consumer Loans- Please bring the following information with you when applying for a consumer loan; Proof of Income (Tax Return, Last 2 Paystubs, Personal Financial Statement), evidence of insurance (if applicable), if you are not a current customer we also require that you provide a copy of driver's license (or other state issued photo ID), and Social Security card. We also require that you complete a new application for each loan.
Consumer Installment Loans:
|Automobiles-||Purchase or refinance, down payment and interest rate based upon credit worthiness. Terms may vary (depending upon vehicle purchased).|
|Appliances-||Purchase only, down payment required|
|Household Needs-||Down payment and interest rate based upon credit worthiness|
|Medical Bills-||Down payment and interest rate based upon credit worthiness|
|Debt Consolidation-||Down payment and interest rate based upon credit worthiness|
We make loans for operating expenses, machinery purchase/refinance, crop production, cattle production (cow/calf, feeders), warehouse receipts. Terms and conditions based upon credit worthiness.
We make loans for operating expenses, machinery/equipment purchases, and inventory. Terms and conditions based upon credit worthiness.
ALL LOAN APPLICATIONS
|[ ]||Copy of your purchase contract, signed by all parties (purchase transaction).|
|[ ]||Copy of paystub(s), covering the last 30 days, for all applicants (with SS# and YTD information).|
|[ ]||Copy W-2 forms for the last two years, for each applicant.|
|[ ]||Copy of bank statements for the past three months, for all checking and savings accounts.|
|[ ]||Name, address, and phone number of landlord for the last 24 months.|
|[ ]||Copy of 401K and IRA statements (if applicable).|
|[ ]||Copy of investment account statements for the past three months (if applicable).|
|[ ]||A check for payment of applicable fees (credit report and appraisal) $350.00.|
SELF-EMPLOYED, COMMISSION INCOME, UNREIMBURSED BUSINESS EXPENSE OR CORPORATE OWNERSHIP
|[ ]||Last 2 years Personal AND Business Federal Tax Returns (Signed in BLUE ink), all schedules must be included.|
|[ ]||Last 2 years Personal Federal Tax Returns ALL schedules included (Signed in BLUE ink) for Commission Income.|
|[ ]||Last 2 years Corporate Tax Returns if 25% Ownership in a Corporation.|
|[ ]||Last 2 years Personal Federal Tax Returns ALL Schedules included (Signed in BLUE ink) for employment that has Unreimbursed Business Expenses.|
IF YOU HAVE DECLARED BANKRUPTCY IN THE LAST 7 YEARS
|[ ]||Copy of Petition/Decree, Schedule of Creditors and Copy of Discharge.|
|[ ]||Please write a letter of explanation on why you filed bankruptcy.|
|[ ]||If you have graduated from college during the last two years, please enclose a copy of your transcripts and diploma.|
|[ ]||If during the past 2 years you have a gap in your employment of 30 days or more, please include a letter explaining the reason for the gap in employment.|
|[ ]||If you have rental property, we will need a copy of your current lease and copies of your last 2 years signed federal tax returns (please sign in BLUE ink). Also provide current loan information for the mortgage on this property.|
NMLS (Nationwide Mortgage Licensing System) NUMBERS
|SECURITY STATE BANK||451629|
Security State Bank • 101 N Washington Ave. • Wellington, Kansas 67152 • ph. (620) 326-7417