Deposit Accounts

Select the type of account you'd like more information about.

Checking Accounts
Basic Checking	Regular Checking
Go Green Checking	Student, Senior, or Club Checking
Secure Choice 50 Checking*	Secure Choice Checking
Go Green Plus Checking*	NOW Account*
Super NOW Account*	Money Market Deposit Account*
Business Checking	Small Business Checking
Check Re-Ordering
Savings Accounts
Personal Savings Account*	Business Savings Accounts*
Premier Savings Account*	Christmas Club Savings*
Safari Savers Kids Savings*	Non-Profit/Club Savings*

Basic Checking

$100.00 initial deposit required
Images are not provided with monthly statements
No limit on the number of checks written
No monthly service charge
Free online banking and bill pay

Regular Checking

$100.00 initial deposit required
No limit on the number of checks written
One free debit card per account
50 Free Checks
Images of checks provided with monthly statement
Free online banking and bill payment
No monthly service fees for balances over $500
Monthly fees are as follows for minimum account balances:

Balance	Fee
$0 - $99.99	$5.00
$100.00 - $199.99	$4.00
$200.00 - $299.99	$3.00
$300.00 - $399.99	$2.00
$400.00 - $499.99	$1.00

Go Green Checking

No Initial Deposit Required
One Free Debit Card per account
Free Online Banking & Bill Pay
Web Statements Available through Online Banking (Valid Email Address Required)
Excess Item Fee of $0.50 per check after 10, per statement cycle
No Minimum Balance Fee

Student, Senior, or Club Checking

$100.00 Initial Deposit
No monthly service charge to students 24 or younger, seniors 65 or over, or Community Clubs/Non-Profit Groups
50 Free Checks
Images are provided with monthly statement
Free online banking and bill payment

Secure Choice 50 Checking*

$200.00 Initial Deposit
$10,000 of free Accidental Death Insurance
Free online banking and bill payment
Additional benefits-including prescription drug discounts, Identity Theft Resolution Services protection and much more!
Free basic wallet style checks
No Fees for Money Orders/Cashier Checks
$5.00 fee if balance falls below $200.00 during a statement cycle
No interest paid if balance falls below $200.00 during a statement cycle
One free debit card per account
Images of checks are provided with monthly statement

Secure Choice Checking

$100.00 Initial Deposit
$10,000 of free Accidental Death Insurance
Free online banking and bill payment
Additional benefits-including prescription drug discounts, Identity IQ Protection Pro and much more!
Free basic wallet style checks
No Fees for Money Orders/Cashier Checks
$5.00 monthy service fee
One free debit card per account
Images of checks are provided with monthly statement

Go Green Plus Checking*

$200 Initial Deposit
Free Online Banking & Bill Pay
One Free debit card per account
Excess item fee of $0.50 per check after 10, per statement cycle
No minimum balance fee
A bonus interest rate can be earned if the following are met:

The owner of the account is signed up for Internet Banking Web Statements,
The owner of the account is signed up for Internet Banking Bill Pay,
There is at least 1 ACH Credit posted and settled to the account per statement cycle,
There is at least 1 ACH Debit posted and settled to the account per monthly statement cycle, and
There are at least 12 debit card transactions posted and settled to the account per monthly statement cycle.

This interest is paid in addition to the base rate, and will be listed as a separate item on the statement called Bonus Interest Paid
The bonus interest rate may change at any time at our discretion
Registering for Internet Banking is necessary to complete the first two requirements
If the statement cycle date falls on a weekend, all transactions must be posted and settled by the Friday before your normal statement cycle end date
If the statement cycle date falls on a Federal holiday, all transactions must be posted and settled by the business day (Monday-Friday) prior to the Federal holiday

NOW Acount*

$500.00 Initial Deposit
No monthly service fees for balances over $500.00
An excess item fee of $.25 per check after 20 checks per statement cycle
No interest paid for balances below $500.00
Fees for balances below $500.00
Images of Checks provided with monthly statement

Balance	Fee
$0 - $99.99	$5.00
$100.00 - $199.99	$4.00
$200.00 - $299.99	$3.00
$300.00 - $399.99	$2.00
$400.00 - $499.99	$1.00

Super NOW Account*

$2500.00 Initial Deposit
If account balance falls below $2500.00 there will be a $10.00 service charge
An excess item fee of $.25 per check after 20 checks per statement cycle
No interest paid if balance falls below $2500.00
Images of checks provided in each statement

Money Market Deposit Account*

$2500.00 Initial Deposit
A service fee of $10.00 will be imposed every statement cycle if the balance falls below $2500.00 any day of the statement cycle. Transfers to another account or third parties by preauthorized, automatic, internet banking, debit card, drafts, telephone transfers, or similar orders made by the depositor and payable to third parties are limited to six (6) per statement cycle.
Images of checks provided in each statement

Business Checking

Monthly base charge of $1.50
Fees: $.05 per item (checks, deposits, deposited items)
Credits: $.10 per $100.00 of average collected balance given on each statement cycle
Images of checks provided in each statement
Up to 3 free business debit cards per account

Small Business Checking

$100.00 Initial Deposit required
No limit on number of checks written
Images of checks provided with monthly statement
Free online banking and bill payment
One free business debit card per account
No monthly service fee for balances over $500
Monthly fees are as follows for minimum account balances:

Balance	Fee
$0 - $99.99	$5.00
$100.00 - $199.99	$4.00
$200.00 - $299.99	$3.00
$300.00 - $399.99	$2.00
$400.00 - $499.99	$1.00

* Interest Rate and Annual Percentage Yield (APY) may change at any time

Savings Accounts

Personal Savings Acdcount*

$30.00 Initial Deposit
Interest is paid quarterly on the last business day of the month (March, June, September, December)
Transfers to another account or third parties by preauthorized, automatic, internet banking, debit card, drafts, telephone transfers, or similar orders made by the depositor and payable to third parties are limited to six (6) per statement cycle. An excess item fee of $1.00 per item in excess of six (6) shall be imposed
$5.00 service fee per quarter if the balance falls below $30.00

Business Savings*

$30.00 Initial Deposit
Interest is paid quarterly on the last business day of the month (March, June, September, December)
Transfers to another account or third parties by preauthorized, automatic, internet banking, debit card, drafts, telephone transfers, or similar orders made by the depositor and payable to third parties are limited to six (6) per statement cycle. An excess item fee of $1.00 per item in excess of six (6) shall be imposed
$5.00 service fee per quarter if the balance falls below $30.00

Premier Savings Account*

$5000.00 Initial Deposit
Interest is paid quarterly on the last business day of the month (March, June, September, December)
Transfers to another account or third parties by preauthorized, automatic, internet banking, debit card, drafts, telephone transfers, or similar orders made by the depositor and payable to third parties are limited to six (6) per statement cycle. An excess item fee of $1.00 per item in excess of six (6) shall be imposed
No interest will be paid if the balance falls below $500.00.
Service fees will be imposed quarterly
Fees are as follows for minimum balance per:

Balance	Fee
$0 - $499.99	$10.00
$500.00 - $4999.99	$5.00
$5000.00 or Above	$0.00

Christmas Club Savings*

$10.00 Initial Deposit
A Check will be issued in November for Accrued Interest and Deposits.
Any Early Withdraw may be restricted and subject to a penalty

Safari Savers Kids Savings*

$1.00 Initial Deposit
Security State Bank will match the initial $1.00 deposit
Interest is paid quarterly on the last business day of the month
No service charge
Available for children ages birth- 10 years
Monthly prize drawings
Documents Needed:
- Child's Social Security card
- Child's Birth Certificate

Non Profit/Club Savings*

Available to Non-Profit groups or Community Clubs
$30.00 Initial Deposit
No Minimum Balance Fee
Interest is paid quarterly on the last business day of the month (March, June, September, December)
Transfers to another account or third parties by preauthorized, automatic, internet banking, debit card, drafts, telephone transfers, or similar orders made by the depositor and payable to third parties are limited to six (6) per statement cycle
An excess item fee of $1.00 per item in excess of six (6) shall be imposed

* Interest Rate and Annual Percentage Yield (APY) may change at any time.

We request two forms of identification to open any account for new customers:

Current driver's license
Government issued identification card
Passport
Social Security card

We also request proof of your current address.

Check Ordering

Security State Bank can print your Single/Wallet or Business checks, and have them available in 5 business days or less. Pick them up at any of our locations of your choosing and save on postage